Wednesday, October 3, 2012

Spain tops FIFA rankings; Argentina, Colombia rise

Associated Press Sports

updated 9:59 a.m. ET Oct. 3, 2012

ZURICH (AP) -Spain still heads the FIFA world rankings as South American teams surged in the top 10 after playing 2014 World Cup qualifiers last month.

The World Cup winner leads a European 1-2-3 from Germany and Portugal, which climbs one place.

Argentina rises three places to No. 4 and Colombia is No. 9, leaping 13 spots following wins against Uruguay and Chile.

England falls two to No. 5 and the Netherlands rises two to No. 6.

Italy and Uruguay are next, both falling two places. Greece climbs one to complete the top 10.

World Cup host Brazil falls two to No. 14.

Ivory Coast leads Africa at No. 16, and Mexico is up two to No. 19. The United States rises one to No. 32.

No. 23 Japan leads Asian teams.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Chelsea, Man U?earn road points

PST: Chelsea and Manchester United had their share of obstacles on the road against Champions League minnows Tuesday, yet each earned a comfortable three points, vaulting them to the top of their UEFA Champions League groups.

AC Milan beats Zenit 3-2 in Champions League

ST. PETERSBURG, Russia (AP) -A late own goal by Slovak defender Tomas Hubocan spoiled Zenit St. Petersburg's comeback and handed AC Milan a 3-2 win over the Russian club in an action-packed Champions League match on Wednesday.

Source: http://nbcsports.msnbc.com/id/45413486/ns/sports-soccer/

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Refinance Help - Zillow Mortgage Advice

All depends on the appraised value; but you can switch to conventional
and easily go to 90%; most cases you would have to pay Mortgage Insurance.

Our bank provides and 80-10 to avoid MI, with the 2nd mortgage rate only 1% higher than the 1st (so, if you did a 30 year at 3.50%, the 2nd would be at 4.50% - for example).

Source: http://www.zillow.com/advice-thread/Refinance-Help/462420/

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Election is personal for swing-state voters

John Makely / NBC News

Kevin Kisich was a research scientist for years until his funding ran out in 2008. Now he builds furniture.

By Allison Linn, NBC News

LAFAYETTE, Colo. ? Four years ago, Kevin Kisich was likely to be found in a lab, working on ways to fight diseases like measles, or on a plane traveling the world to attend conferences.

These days, Kisich, 51, is more likely to be found in his woodworking barn, building tables out of local cottonwood trees, or picking up his 10-year-old son from school and attending his regular football practices.

The lifestyle change isn?t bad, but it also isn?t by choice: After losing his $85,000-a-year job as an immunologist in 2008 because he couldn?t get funding, Kisich applied for hundreds of local jobs in his field. When nothing panned out, he said he saw few options besides starting his own business making home furnishings. He expects to earn maybe $24,000 this year.

?I wouldn?t call it making a profit,? he said of his current business, Stone and Cottonwood. ?It?s surviving from crisis to crisis.?

The economy is the biggest issue in next month's presidential election, and for many swing-state voters like Kisich it?s personal. The recession and weak recovery have pushed many prospective voters down the economic ladder, from the security of a middle-class life to a far more precarious financial existence. Median household income, adjusted for inflation,?fell 8.1 percent nationwide from 2007 to 2011, to $50,054.

Kisich?s change in circumstances has affected how he looks at politics.

Down the Ladder:An occasional series on Americans struggling to hold onto a middle-class life. Connect with us on Facebook, follow us on Twitter or send us email.

Four years ago, he voted for President Barack Obama. This year, he?s leaning toward libertarian candidate Gary Johnson. But he will be paying close attention to what the two major party candidates have to say Wednesday, when the first presidential debate takes place in Denver, not far from Kisich's Colorado home.

Although?Obama and Republican challenger Mitt Romney have made a lot of promises, Kisich doesn?t think either candidate has done enough to help people like him.

?Neither candidate really has much to say to us. They?re talking about the middle class,? Kisich said. ?I?m so far below middle class at this point. They?re not talking to me anymore."

While Obama generally has been leading in all nine battleground states including Colorado, Nevada, Virginia and Ohio, the election is still considered close and Romney could close the gap if he puts in a strong showing in in Wednesday?s debate.

John Makely / NBC News

Christopher Anno of Denver recently left the military and took the first job he could find. He feels lucky to have the job but is still struggling financially.

He'll have a supporter in Chris Anno.

Anno, 24, feels incredibly lucky to finally count himself among Colorado?s employed, but after nearly a year of looking his wife is still jobless.

The couple moved to Denver last October from Guam, where he had served in the U.S. Navy. Anno said he left the Navy knowing the economy would be tough, but he wasn?t expecting things to be quite so bad.

After several months without work, a stint with a temporary agency eventually led to a full-time job in the accounting department of a small company in Golden, outside Denver. He was overjoyed to land a job, but the couple is still facing significant financial struggles.

Anno makes about $24,000 a year, roughly the same salary he earned in the Navy. But in the Navy, he received a housing allowance and other supplements, plus they had income from his wife?s bartending job. Their total income is less than half of what it used to be.

They?ve maxed out their credit cards and can?t keep making payments on what they owe. Luxuries like cable are out, and Anno doesn?t even own a cell phone. Going to college, owning a home or starting a family seem far beyond reach.

Anno said he?s never leaned liberal, but he might have voted for Obama again if the economy were doing better. Instead, he thinks Obama has made things worse. That?s why he?s voting for Romney.

?I don?t completely agree with everything that (Romney) says, but I think that the bottom line ? the most important thing ? is that we get rid of Obama,? he said.

John Makely / NBC News

Joseph Brechtel of Loveland, Colo., is happier out of the corporate world but still struggles to make ends meet.

Colorado resident Joseph Brechtel also has taken a steep trip down the economic ladder, but the experience has left him inclined to give Obama more time to try to solve the nation?s problems.

?Things are so screwed up that they need to give Obama another four years to finish what he?s doing,? he said. ?Four years is not enough time to fix everything.?

Brechtel, 32, started his career on the fast track:? He was already taking college-level courses in high school, and by the time he was in his mid-20s he was pulling in upward of $80,000 a year in the electronic data storage field.

He was laid off in 2008. After about a year of unemployment, he took a new position that paid less ? around $50,000 ? and required a long commute from Fort Collins to Denver.

He quit just a few months later, in the fall of 2009, because he said he couldn?t take the stress and the fact that his bosses were asking him to do things that he didn?t consider completely ethical. Disillusioned with the corporate world and looking to simplify his life, he sold his house and moved from Fort Collins to a basement in nearby Loveland.

There he found work delivering pizzas for a restaurant where he?d been a loyal customer.

He might make $20,000 this year, depending on tips. A lot of his money goes to the $441 a month he pays for health insurance. After health care, rent and car insurance, there isn?t much left for luxuries. Still, he said he doesn?t miss the stress, and he hated that his job automating data storage systems often put people out of work.

These days, he said, people are always happy to see him because he?s bringing pizza.

?I decided I needed at least some time to be happy,? he said. ?If I drop dead at 40 of a heart attack and all I?ve done is gotten rid of people?s jobs, that?s not much of a legacy.?

While Brechtel has so far shunned offers to go back to the corporate world, Kisich, the woodworker, has kept occasionally applying for science positions in the Denver area.

He thinks he might have been able to get a job in his field if he?d been willing to move to the East or West coast, but that would separate the divorced father from his son.

?How can I be a parent if I do that?? he asked. ?I?ll be a child support check.?

Still, it?s a struggle to get by on such a low salary. He?s dipped into savings and taken equity out of the suburban home he shares with a roommate. He worries about what would happen if he got hurt or sick. He has no health insurance and needs to be physically healthy to do his job.

Kisich, who earned his Ph.D. after a stint as a Russian linguist in the Air Force, thinks he?s probably more suited to science than furniture building, which he taught himself to do. But for now, he sees few other options.

?This is a thing that I have to make work because I don?t know how else to earn a living,? he said.

That is what it comes down for many people that have slipped down the ladder.

David Friedman / NBC News

Helen Tucker picks up prescription medications last month in Virginia Beach, Va. Without health insurance, she's paying for her medical expenses out of pocket.

When the economy took a turn for the worse, Helen Tucker lost her $13-an-hour job working for a lighting company in rural Virginia. Soon after, she got divorced from her husband of 29 years.

Tucker, 54, had never been laid off, and she?d always been able to find a job if she wanted one. But this time, it took about a year before she eventually found a job working in the deli section of a grocery store in Virginia Beach, Va., about 100 miles away from where she owns a home in Heathsville, Va. She now lives in Virginia Beach with her grown son and a roommate, while her grown daughter lives at her home.

Tucker makes $8.76 an hour and has no health insurance. That?s been a major problem for her because she has some health issues and worries about the cost of her medications. She says she?s too proud to accept food stamps.

Tucker has traditionally worked for small businesses and favored the more pro-business candidate. But this year, she?s undecided.

?There are a lot of things about Obama that I like,? she said, ?but there are some things that he?s done that I?m very unhappy about.?

Still, she also has reservations about Romney, especially now that she is seeing things from the perspective of the working poor.

?I don?t know that he has any idea what some of us are ? what a lot of us? - are going through,? she said.

She said she?s only going to vote if she feels like she can make an intelligent decision. If she skips this election, she said it would be the first time since 1976 that she hasn?t voted.

Deanne Fitzmaurice / for NBC News

Michelle Guerrero, seen here with daughter Elizabeth Veihl, 7, is undecided about who to vote for.

Bill and Michelle Guerrero have taken a big financial hit together, but the experience has left them with split feelings about the upcoming election.

Bill Guerrero, 48, spent more than a decade in the telecommunications industry before losing his job in that field in late 2001. Since then, he?s worked a series of low-wage jobs, and currently is making around $27,000 working in the arcade at a Reno casino. That?s about half what he says he once made.

His wife, 29, has been out of work for several years and has returned to school with the hope of becoming an X-ray technician, even though it means taking on substantial student loan debt. But meanwhile, the couple and Michelle?s two kids are surviving on his wages and food stamps, and the occasional help of a close family friend.

Deanne Fitzmaurice / for NBC News

Bill Guerrero, seen with stepson Cody Veihl, 8, earns about half what he once did.

Guerrero plans to vote for Obama. That?s partly because he thinks Obama needs more time to finish his recovery plan, and partly because he has been frustrated by things like Romney?s comments about the 47 percent of Americans who pay no income tax.

Michelle can?t make up her mind. She?s traditionally been a Republican, but she worries that Romney doesn?t understand what it?s like for people like her, who are among the working poor but are trying to better their circumstances.

She appreciates that Obama?s policies may help working poor people more, but she frets that they are adding too much to the national debt.

?Right now I?m truly undecided,? she said. ?One second I?m Obama, the next I?m Romney.?

Related: Read other stories from our Down the Ladder series.

How will your personal economic situation affect your vote for president?

Source: http://economywatch.nbcnews.com/_news/2012/10/02/14142291-presidential-election-turns-personal-for-many-swing-state-voters?lite

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Tuesday, October 2, 2012

Yahoo CEO adds motherhood to list of challenges

FILE-In this Monday, Nov. 9, 2009, file photo, Marissa Mayer and Zachery Bogue attend the Glamour Magazine 2009 Women of the Year Awards at Carnegie Hall in New York. Yahoo CEO Marissa Mayer gave birth to a boy late Sunday Sept. 30, 2012, casting a spotlight on her ability to steer the struggling Internet company in a new direction while adjusting to the challenges of being a first-time mother. The birth came a week ahead of the Oct. 7 due date that Mayer shared with the public in July. She announced her pregnancy on her social networking accounts just a few hours after Yahoo hired her as its third full-time CEO in less than a year. (AP Photo/Evan Agostini)

FILE-In this Monday, Nov. 9, 2009, file photo, Marissa Mayer and Zachery Bogue attend the Glamour Magazine 2009 Women of the Year Awards at Carnegie Hall in New York. Yahoo CEO Marissa Mayer gave birth to a boy late Sunday Sept. 30, 2012, casting a spotlight on her ability to steer the struggling Internet company in a new direction while adjusting to the challenges of being a first-time mother. The birth came a week ahead of the Oct. 7 due date that Mayer shared with the public in July. She announced her pregnancy on her social networking accounts just a few hours after Yahoo hired her as its third full-time CEO in less than a year. (AP Photo/Evan Agostini)

SAN FRANCISCO (AP) ? Yahoo CEO Marissa Mayer gave birth to a boy late Sunday, shining a spotlight on her ability to steer the struggling Internet company in a new direction while adjusting to the challenges of being a first-time mother.

The birth came a week ahead of the Oct. 7 due date that Mayer shared with the public in July. She announced her pregnancy on her social networking accounts just a few hours after Yahoo hired her as its third full-time CEO in less than a year.

The pregnancy news amplified the buzz about Mayer's defection from Google Inc., where she spent 13 years as a key executive overseeing some of the services that helped to drag down Yahoo.

Yahoo's decision to anoint a soon-to-be mom as its CEO was hailed as a breakthrough for women seeking to prove men aren't the only ones who can balance a high-powered executive lifestyle and early parenthood.

The attention surrounding Mayer's pregnancy and the birth of her child intensifies the pressure as she tries to engineer a long-awaited turnaround at one of the Internet's best-known companies. Although Yahoo's website remains one of the Internet's top destinations, the company's revenue has fallen in recent years. At the same time, it fell behind online search leader Google and online social networking leader Facebook Inc. in the race to build compelling services and sell more advertising.

The birth of Mayer's boy comes three weeks before the CEO will share her blueprint for infusing Yahoo Inc. with new life. She plans to make her first extensive public remarks about her strategy in the company's third-quarter earnings call scheduled for Oct. 22.

Mayer, 37, intends to work from home for a brief period while remaining involved in all key company decisions. She will return to her office at Yahoo's Sunnyvale, Calif. headquarters in one to two weeks, company spokeswoman Anne Espiritu said.

No matter how much Mayer may have prepared for her baby's arrival, she is likely to be surprised by some of the difficulties that torment working moms, predicted Kim Smith, a partner with Witt/Kieffer, an executive recruitment firm that has worked with other mothers who have time-consuming jobs.

"You can't chart out what it's like to be a mom," Smith said. "The hardest thing to manage is the unforeseen physical and emotional demands that it places on you when you are striving to be in two places at exactly the same time."

The baby boy and Mayer are doing "great," according to Twitter post Monday morning by Mayer's husband, Zack Bogue, a former lawyer turned Silicon Valley capitalist.

The couple hadn't named the boy as of early Monday. Mayer took some time out early Monday to send out an email to some of her friends and colleagues soliciting suggestions for a name.

"She's crowdsourcing suggestions for Baby Boy Bogue's name!" tweeted New York University journalism professor and blogger Jeff Jarvis, one of the recipients of Mayer's group email "How digital can you get?"

Although she has shared few specifics of her plans for Yahoo, Mayer has indicated she intends to ramp up spending to attract talented employees and burnish Yahoo's products in an effort to keep Web surfers on the company's website for longer periods of time. Analysts also believe she may pursue acquisitions with a portion of the $4.3 billion after-tax windfall that Yahoo is getting in exchange for selling half its stake in Chinese Internet company Alibaba Group.

At about the same time Mayer returns to the office, she will start working with a new chief financial officer, Ken Goldman, whose hiring was announced last week. He is replacing Tim Morse, a cost-cutting specialist who apparently no longer fit in with Mayer's future plans for Yahoo.

Yahoo shares fell 15 cents to close at $15.83. The price has been hovering in $15 to $16 range since Mayer's hiring.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-10-01-Yahoo-CEO-Baby/id-aaf92a8b90004ef9a3698d4d21c101b1

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Eva B. Style: Motherhood Mondays- The Wholehearted Parenting ...

Well, my brother in law Chris is the type who has his head in the game when it comes to pop culture. He is constantly sending video clips, articles, movie suggestions, songs he likes, and usually he is right on the money with his suggestions! However, what he sent me this morning really hit home. It is a manifesto written by Brene Brown, and it made me ugly cry! Here is the link to read the full article, but her manifesto is below. Read on...
The Wholehearted Parenting Manifesto
Brene Brown

Above all else, I want you to know that you are loved and lovable. You will learn this from my words and actions--the lessons on love are in how I treat you and how I treat myself.

I want you to engage with the world from a place of worthiness. You will learn that you are worthy of love, belonging, and joy every time you see me practice self-compassion and embrace my own imperfections.

We will practice courage in our family by showing up, letting ourselves be seen, and honoring vulnerability. We will share our stories of struggle and strength. There will always be room in our home for both.

We will teach you compassion by practicing compassion with ourselves first; then with each other. We will set and respect boundaries; we will honor hard work, hope, and perseverance. Rest and play will be family values, as well as family practices.

You will learn accountability and respect by watching me make mistakes and make amends, and by watching how I ask for what I need and talk about how I feel.

I want you to know joy, so together we will practice gratitude.

I want you to feel joy, so together we will learn how to be vulnerable.

When uncertainty and scarcity visit, you will be able to draw from the spirit that is a part of our everyday life.

Together we will cry and face fear and grief. I will want to take away your pain, but instead I will sit with you and teach you how to feel it.

We will laugh and sing and dance and create. We will always have permission to be ourselves with each other. No matter what, you will always belong here.

As you begin your Wholehearted journey, the greatest gift that I can give to you is to live and love with my whole heart and to dare greatly.

I will not teach or love or show you anything perfectly, but I will let you see me, and I will always hold sacred the gift of seeing you. Truly, deeply, seeing you."

Well, how beautiful is that? It really made me think about Noah, and how fresh and new he is to me, and how over time, I could lose sight of treating him as though he is the most precious thing in my life. These words ring true because I dont want to loosen my grasp on the importance of showing those close to me how special they are. This manifesto, in my opinion, can foster that.

And, as always, here is Noah, right before bedtime last night... :)

XOXOX,?

Eva


Source: http://evabstyle.blogspot.com/2012/10/motherhood-mondays-wholehearted.html

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Imagine No Ads On Facebook. It?s Easy If You Try

Facebook No Ads PeaceFacebook has to show more ads to make more money, right? Wrong. Or at least not necessarily. If it expands its new off-site ad network and Gifts e-commerce product, it could rely on its data, not its traffic, to grow its revenues. That would leave its site and apps uncluttered, designed to maximize enjoyment, the amount we share, and our feeling of connection instead of page views. You might say I'm a dreamer...

Source: http://feedproxy.google.com/~r/Techcrunch/~3/S5e4tYzZlsQ/

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Monday, October 1, 2012

Nearly half of Yemenis go hungry post-revolt, says WFP

SANAA (Reuters) - Nearly half of Yemenis go to bed hungry every night as political instability compounds a global food and fuel price surge, giving the Arabian Peninsula state the world's third-highest rate of child malnutrition, the World Food Programme said on Sunday.

Yemen has been in turmoil since last year's revolt against 33 years of rule by Ali Abdullah Saleh when already weak state control in outlying regions broke down as the army split into pro- and anti-Saleh factions and al Qaeda militants occupied some areas.

Forced to import most of its food needs because of a paucity of arable land, Yemen has also suffered from a rise in global food and fuel prices, WFP spokesman Barry Came told Reuters.

"Five million people, or 22 percent of the population, can't feed themselves or buy enough to feed themselves ... These are mostly landless laborers, so they don't grow their own food, and with high food prices they can't buy it either," said Came.

"In addition, there is another five million who are being really hard hit by high food prices and on the edge of being food insecure. So 10 million people in this country go to bed hungry every night."

The number of people receiving daily WFP food rations has risen from 1.2 million in January to over 3.8 million, but poor infrastructure and fear of kidnappings by tribes have complicated the logistics of providing food aid.

"They are really hit by fuel and food price rises ... but there's also political instability, conflict, terrorist activity and huge population displacement," he said. "Without political security and stability you can't solve the problem."

MALNOURISHED

Thirteen percent of Yemeni children were now acutely malnourished as a result of the political and economic strains of the past year, giving Yemen the third-highest rate of child malnutrition in the world, he said.

Saleh was forced to stand down in February after over 2,000 people died. Came said there were now 500,000 internally displaced Yemenis after the fight with militants in the south and Saleh's 2009/10 war against Shi'ite Islamists known as Houthis north of Sanaa.

International donors pledged $1.46 billion in aid to the country of 24 million at a meeting in New York on Thursday attended by President Abd-Rabbu Mansour Hadi, who said the pledge would help Yemen avoid a civil war.

Donors, who include permanent U.N. Security Council members China, France, Russia, Britain and the United States, as well as Gulf Arab states, had already promised $6.4 billion but will expect more action on political and security reform in return.

Restoring stability has become an international priority for fear Islamist militants will further entrench themselves in a country neighboring top oil exporter Saudi Arabia and lying on major world shipping lanes.

Central government also faces a campaign of suicide attacks and assassinations by militants in revenge for army operations and U.S. missile strikes against them. (Writing by Andrew Hammond; Editing by Sophie Hares)

Source: http://news.yahoo.com/nearly-half-yemenis-hungry-post-revolt-says-wfp-182740149.html

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yurikageyama: RT @AP: Iranian official: Tehran plans to create its own search engine and e-mail service to replace Google and its Gmail: http://t.co/j ...